Pakistan investment calculator · 2026
Read the Pakistani market like an analyst - not a tourist.
Compare National Savings, mutual funds, PSX dividend stocks, gold and tax with daily market data, real-return charts and a portfolio built around your amount - in under a minute.
Daily data
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↳ Run your number - 60 seconds
What should your savings actually earn?
₨
Readiness score
Enter amount
MARKET READOUT
Updated daily
KSE-100 Index-
SBP policy rate-
PKR / USD-
CPI inflation-
FIG. 02 - DAILY BRIEF
Today's Pakistan market in 60 seconds.
KSE-100, the rupee, gold, top PSX movers and a sample allocation - refreshed every morning from live data.
LIVE BRIEF
FIG. 03 - HOUSING FINANCE TOOL
PM Apna Ghar: what would you actually pay?
The Wazir-e-Azam "Ghar Ho Tu Apna" scheme finances up to Rs 10m at a fixed 5% for 10 years, then 1-year KIBOR + 3%. Get your monthly installment, 10% equity and debt-burden ratio in seconds.
Open the Apna Ghar calculator5%
Fixed · first 10 years
Rs 10m
Max financing
20 yrs
Max tenure
90:10
Bank : your equity
FIG. 04 - Interactive tools
Everything in 60 seconds
Live market context
Pakistan Market Snapshot
Daily data refresh
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KSE-100 Index
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SBP Policy Rate
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PKR / USD
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CPI Inflation
FIG. 01 - INDEX
The KSE-100 six-year re-rating, decoded.
From the 2022 rate shock to the post-2023 recovery - what drove the index, and where the macro signals point next.
Read the full analysisKSE-100 · index level
2020 - 2026
Rate cycle
SBP policy rate trend
The rate path that drives savings, fund and stock valuations.
Live gold rates
Gold Price in Pakistan Today
Daily data refresh
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24K · per tola
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22K · per tola
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24K · per 10 g
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24K · per gram
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Step 2 · Safe returns
National Savings: government-backed income
Compare CDNS schemes by rate, lock-in and estimated annual income for your amount.
| Scheme | Rate | Tenure | Payout | Your Annual Earn | Eligibility | Notes |
|---|
How to invest in National Savings
Visit any Pakistan Post Office or CDNS branch with your CNIC. Verify rates before you deposit.
Profit rates change monthly. Always verify at savings.gov.pk before investing.
Step 3 · Managed growth
Mutual funds: managed growth and liquidity
Screen SECP-regulated funds by risk, Shariah status, track record and minimum investment.
Open a mutual fund account online
Most AMCs support digital onboarding with CNIC, mobile number and KYC checks.
Mutual fund returns are historical. Past performance does not guarantee future results.
Step 4 · Equities
PSX blue chips: dividend and valuation screen
Sort dividend stocks by yield, price momentum and valuation. Market risk applies.
| Ticker | Company | Sector | Price (PKR) | 1Y Change | Div Yield | Annual Div | P/E |
|---|
Dividend yield comparison
Open a CDC / brokerage account
Use a PSX-licensed broker. Shares should sit in a CDC account under your name.
Stock prices are indicative. Always verify on PSX before trading. This is not financial advice.
Step 5 · Allocation
Your recommended portfolio
Balanced allocation for income, liquidity and long-term growth.
Portfolio readiness
-/100
Analyze an amount to unlock your portfolio score.
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Projected Annual Income
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Est. Monthly Income
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Blended Return
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5-Year Value
Allocation breakdown
Portfolio pie chart
5-year growth projection
Risk and liquidity profile
Action steps
Ready to start investing?
Start with verified accounts, then automate monthly investing where possible.
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Educational information only. Returns are estimates based on current rates and historical data. Consult a SECP-registered financial advisor before investing.