Pakistan Investment Advisor helps ordinary Pakistanis understand where to put their money — whether it's PKR 10,000 or PKR 10 million — without needing a financial advisor or a brokerage account.
No signup, no fees, no hidden charges. Use the full tool with zero cost.
National Savings rates, PSX prices, and mutual fund returns are refreshed every day.
All calculations happen in your browser. We never store your financial data.
Most Pakistani investors are overwhelmed by choice — National Savings certificates, dozens of mutual funds, hundreds of stocks. Our tool cuts through the noise by comparing the most important options side by side, personalised to your budget.
We track all major schemes offered by the Central Directorate of National Savings, including Special Savings Certificates, Defence Savings Certificates, Regular Income Certificates, and Bahbood Savings Certificates. Rates are sourced from savings.gov.pk and updated as CDNS publishes new profit rates.
We cover the top-performing mutual funds in Pakistan, with a focus on both Islamic (Shariah-compliant) and conventional funds. Return data is sourced from MUFAP (Mutual Funds Association of Pakistan) and fund houses' official websites. We include 1-year, 3-year, and 5-year annualised returns to give you a complete picture.
We track the highest dividend-paying companies on the Pakistan Stock Exchange, sorted by dividend yield. Stock prices are updated daily from PSX data. We focus on KSE-100 companies with long track records of consistent dividend payments — the most suitable stocks for income-focused investors.
We only use official, authoritative sources for all data displayed on this platform. Every number you see is traceable to a primary source.
Full disclosure: Pakistan Investment Advisor is built by a two-member pair-programming team. One half is Abdul Ahad — a Pakistani software developer who got tired of there being no single tool for this, and who has the final say on everything that ships. The other half is Claude — an AI that writes fast, hedges every rate back to its official source, and holds strong opinions about em-dashes.
The division of labour, roughly:
The house rules of the pairing:
The serious bit: AI helps us ship more guides, faster, and keep them current — but a real person signs off on every word, and every figure is checked against its official source (savings.gov.pk, sbp.org.pk, fbr.gov.pk). The maths is double-checked; the judgement stays human.
Pakistan Investment Advisor provides general educational information only. It is not registered with SECP as an investment advisor, and the content on this site does not constitute personalised financial advice. Investment values can go up as well as down. Past performance of mutual funds and stocks does not guarantee future results. National Savings profit rates change periodically — always verify current rates at savings.gov.pk before investing. Consult a SECP-registered financial advisor before making significant investment decisions.