About - est. 2026

About Pakinvestlysis.

Pakinvestlysis is an independent educational research site about saving, tax and investing in Pakistan. It publishes dated source material, calculations and limitations. It does not decide where a reader should invest.

Open access

No account or payment is required. Advertising may support the site.

Dated data

Each data surface has its own collection schedule. The displayed date and status matter more than the page date.

Browser-local calculations

Calculator inputs stay in your browser. Analytics and advertising services may process usage data as described in the privacy policy.

Research Areas

Dated

Market Data

Open

Source Code

Personalised Portfolios

What the site covers

The site explains public products and datasets in a Pakistan-specific context. Comparisons are educational and rule-based; they are not personalised recommendations.

National Savings Schemes (CDNS)

Guides explain selected schemes offered by the Central Directorate of National Savings, including eligibility, payout structure and tax treatment. Time-sensitive rates link back to the official National Savings publication and may remain at the last verified value between reviews.

Mutual Funds (SECP-regulated)

Guides explain fund categories, risk labels, fees and account-opening checks for Islamic and conventional funds. MUFAP data collection can be unavailable or stale; the site reports the source date instead of treating an old return as current or ranking funds as suitable.

Pakistan Stock Exchange data

The site publishes dated market snapshots and a mechanical dividend-yield dataset. A high yield can reflect a falling price, a special payout or stale inputs, so the sort is a research starting point rather than a list of suitable stocks.

Our data sources

Each data surface names its source and cutoff.

Central Directorate of National Savings (CDNS) Official scheme pages, notices and profit-rate tables. Rates change on the publisher's schedule, not a fixed site cadence.

MUFAP - Mutual Funds Association of Pakistan Industry statistics and fund data. If collection fails, a last-known dataset may remain visible with its original date and health status.

Pakistan Stock Exchange (PSX) Market prices, company financials and payout announcements. Price and payout inputs are collected and dated separately.

State Bank of Pakistan (SBP) Monetary-policy decisions, reserves and exchange-rate publications. These are separate series with separate release dates.

Pakistan Bureau of Statistics (PBS) Official CPI inflation and other national statistics, each subject to PBS release schedules and revisions.

Federal Board of Revenue (FBR) Tax law, rate cards, filing guidance and Active Taxpayer List information. Current law and official notices control if a guide conflicts.

About the author

I built Pakinvestlysis as a software project after finding that Pakistan-specific market, savings and tax information was spread across many official sites and published in incompatible formats. The aim is to make those sources easier to inspect and compare without hiding their dates or limitations.

I am a software engineer, not a licensed or credentialed professional in finance, tax, accounting or law. The site's useful work should come from reproducible calculations, clearly identified sources and documented assumptions, not from treating its author as an authority.

The collection code handles different datasets on different schedules. A failed fetch can leave the last successful value in place, so readers should check the displayed cutoff and data-health note. Static guides change only when they are reviewed. The code is available in the site's public repository, and material errors can be reported through the contact page.

AI-assisted drafting and review

AI tools may help draft text, transform public data or write code. They can invent facts, misread tables and preserve outdated rules. No claim becomes reliable merely because an AI produced it.

Publication responsibility is divided as follows:

Author and publisher

Abdul Ahad owns the decision to publish, maintains the collection code, reviews source links and is responsible for corrections.

AI tools

AI can assist with drafting, code and consistency checks. It is not a source, an author credential or an independent reviewer.

Editorial rules:

Time-sensitive claims should carry a cutoff date and link to the relevant publisher.
Primary official material takes priority over summaries, snippets and generated text.
A source failure should remain visible rather than silently making old data look current.
Material factual errors are corrected in the page and, where useful, in its method or source note.

Limits of review: Source links and calculations are checked before publication, but errors and stale material can remain. The current primary document controls, and reported mistakes are investigated rather than defended.

Important disclaimer. Pakinvestlysis provides general educational information only and is not registered with SECP as an investment adviser. It does not provide personalised recommendations. Rates, tax rules and market data can change, source feeds can fail, and investment values can fall. The current primary document and provider terms control if this site conflicts with them.