Privacy Policy

1. Who We Are

Pakistan Investment Advisor (pakinvestlysis.com) is a free educational tool that helps Pakistani investors compare National Savings schemes, mutual funds, and PSX stocks. The site is operated by Abdul Ahad, an independent developer based in Pakistan.

You can contact us at: contact@pakinvestlysis.com

2. Information We Collect

We collect minimal data to operate this service:

• Investment amount you enter: Typed into the calculator on the home page. This data is processed entirely in your browser and is never sent to our servers.
• Usage analytics: We do not use Google Analytics or any other tracking platform. No page-view data is collected by us directly.
• Technical data: Standard web server logs (IP address, browser type, referring URL) may be retained by our hosting provider (Netlify) for up to 30 days for security purposes.

3. Google AdSense & Cookies

This site uses Google AdSense to display advertisements. Google AdSense may use cookies and web beacons to serve personalised ads based on your browsing history. Google's advertising partners may collect information about your visits to this and other websites.

Google's use of advertising cookies enables it and its partners to serve ads based on your prior visits to our website or other websites. You can opt out of personalised advertising by visiting Google's Ads Settings.

For more information about Google's privacy practices, visit the Google Privacy Policy.

4. How We Use Information

We use the limited information collected solely to:

• Operate and improve the investment calculator tool
• Display relevant advertisements through Google AdSense
• Ensure the security and integrity of our service
• Comply with legal obligations

We do not sell, rent, or trade any user information to third parties for marketing purposes.

5. Data Storage and Security

Since all investment calculations happen in your browser (client-side JavaScript), we do not store your investment amounts, financial preferences, or any personally identifiable information on our servers. No account is required to use this service.

Our website is hosted on Netlify, which employs industry-standard security measures including HTTPS encryption for all connections.

6. Third-Party Links

Our site contains links to third-party websites such as savings.gov.pk (CDNS), almeezangroup.com (Al Meezan), PSX, and various brokers. We are not responsible for the privacy practices of these external sites. We recommend reviewing the privacy policy of any third-party site before providing them with personal information.

7. Children's Privacy

Pakistan Investment Advisor is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects when the most recent changes were made. Continued use of the site after any changes constitutes acceptance of the updated policy.

9. Your Rights (PDPA Compliance)

Under Pakistan's Personal Data Protection Act and international standards, you have the right to:

• Know what personal data we hold about you
• Request deletion of any personal data
• Opt out of any data processing
• Lodge a complaint with a supervisory authority

Since we collect almost no personal data, exercising these rights typically requires no action. For any privacy-related questions, contact us at contact@pakinvestlysis.com.

10. Contact

For any privacy concerns, please contact:

• Name: Abdul Ahad
• Email: contact@pakinvestlysis.com
• Website: pakinvestlysis.com