How market data and editorial claims are sourced.
This page documents update cadence, failed-source handling, calculations, authorship and advertising independence. Each displayed figure still needs to be checked against its linked source before money is committed.
Latest available pipeline output
The widget reads the published dataset. Each source has its own date and cadence; a current dataset timestamp does not make every partition current. The homepage flags source groups that failed or exceeded their freshness threshold.
Why we publish this
We publish this because finance is what Google calls “Your Money or Your Life” (YMYL) content: information that can affect a reader’s financial wellbeing. We hold ourselves to a high standard of accuracy and transparency, and we would rather tell you the limits of what we do than overstate our authority.
Below we explain exactly where our data comes from, how often it is refreshed, how we check it for errors, who is behind the site, and how we make money - in plain language, with no spin. If anything here is unclear, the contact page is always open.
Core sources and labelled fallbacks
Official sources are used where they expose a reliable public page or dataset. When an official endpoint is unavailable, a fallback is retained only when the interface identifies the source and freshness status.
How often data is updated
A scheduled GitHub Action attempts two weekday market refreshes and limited weekend updates. Each source still follows its own publication cadence, and a failed fetch retains the prior value with a stale status rather than inventing a replacement.
Data groups carry an “as of” date or health status. PSX prices and PKR-USD can change each trading day, CPI is monthly, the policy rate changes after MPC decisions, and CDNS rates change only after notification. A stale warning means the pipeline retained the last successful value and the publisher should be checked directly.
Verification & corrections
- PSX price scenarios now use documented splits and bonus issues, actual observation dates and elapsed-time CAGR. Coverage is limited to the five issuers and date windows in the corporate-action ledger. Raw prices are preserved separately; later observations cannot extend the reviewed performance window automatically.
- Dividend percentages are converted at the face value on declaration and normalized for later share-count changes. The trailing window ends on the snapshot date. The reviewed dividend snapshot preserves its original prices, payout rows and review date. A new live comparison requires current share-action review; unchecked yields are withheld.
- MUFAP comparisons require each fund’s own Validity Date within five days. Failed or older observations are excluded, along with unsupported three- and five-year returns and seeded product ratings. The current feed is unavailable; a new page build does not refresh its source date.
- The gold history and one-year return were removed because the pipeline had no reproducible dated source for them. Gold quote dates now use the source collection time, independently of the overall build time.
- The national CPI headline is 11.1% year-on-year for August 2026 in PBS’s monthly review, Inflation in Brief, paragraph 1. This dated report supersedes the lagging July SDMX observation; a newer feed month can supersede it.
- Fund NAV now explicitly deducts liabilities, the six-month SIP example is recalculated, and SSC encashment and final-coupon terms are corrected. The new four completed analyses supply CSV calculations and source inputs; hypothetical amounts and future NAV paths are labelled as assumptions.
Automation does not establish accuracy: a source can change a page layout, publish a typo or briefly serve bad data. Fetchers record source and status metadata, while time-sensitive editorial claims are checked against the documents linked on the page. Those controls can still fail, so a displayed number remains subject to verification.
Even with these checks, this site is an educational tool, not a live trading terminal. Rates and prices can change between our last update and the moment you read a page. Before you actually invest, always confirm the current figure directly with the institution - the bank, the asset management company, the broker, CDNS, or the official source - because that number, not ours, is the one your money will be governed by.
If a figure looks wrong or out of date, report the page, value and source through the contact page. Verified corrections are incorporated into the page or collection logic.
Editorial policy: how a guide gets written
The current editorial workflow starts with a source document and records the limits of any calculation or dataset.
What we will not do: we do not publish price targets, tell a reader which specific stock or fund to buy, claim first-hand investing returns or present the material as personalised advice. Abdul Ahad is a software engineer and is not a SECP-registered financial advisor. The site contributes dated observations, source links and reproducible arithmetic; it does not decide how a reader should act.
Independence & advertising disclosure
The site contains reserved programmatic-ad placements on selected long-form pages. Ads, when available, do not determine coverage or conclusions. Links to regulators, exchanges, government institutions and providers are included to identify a source or process. To be clear about those links:
Programmatic ads and editorial content are separated. No institution mentioned in a guide pays for its inclusion or ranking.