DATA
KSE-100 1,69,400 POLICY 11.5% USD/PKR ₨277.25 GOLD/TOLA ₨4,53,300 1Y unavailable CPI 11.1%
Tool - FY 2026-27

Pakistan tax calculator.

IN ONE LINE

The Finance Act 2026 salaried schedule runs from 0% up to PKR 600,000 to a 35% marginal rate above PKR 7 million. The calculator expects taxable income, not gross salary.

Taxpayer type
Independent arithmetic, not an FBR service or a return calculation. Salaried slabs were checked against the Finance Act 2026. Verify the current Ordinance, rate card and any user-entered sales-tax rate.
Salaried income tax · FY2025-26 vs FY2026-27

Modeled slab tax under two schedules.

The chart applies the two salaried slab tables to the same taxable-income inputs. It excludes credits, exemptions, other income, employer payroll treatment and return-level adjustments.

The bar difference is the difference produced by these two slab schedules, not a personal refund or payroll guarantee. Verify the enacted schedule in the Finance Act 2026.

How income tax works in Pakistan

Pakistan taxes income through a progressive slab system. Every band carries a fixed amount accumulated below it plus a marginal rate on the portion above that band's lower boundary. Separate provisions such as a surcharge can still change the final liability, which is why this page shows them independently.

Who you are matters too. Salaried individuals, where salary is more than 75% of taxable income, sit on one scale. Non-salaried individuals and Associations of Persons (AOPs) sit on a separate, steeper one. That second group includes sole proprietors, freelancers billing locally, and partnership firms.

Annual taxable incomeSalaried (FY2026-27)Non-salaried / AOP
Up to Rs 600,0000%0%
Rs 600,001 - 1,200,0001%15%
Rs 1,200,001 - 1,600,00011%20%
Rs 1,600,001 - 2,200,00011%30%
Rs 2,200,001 - 3,200,00020%30%
Rs 3,200,001 - 4,100,00025%40%
Rs 4,100,001 - 5,600,00029%40%
Rs 5,600,001 - 7,000,00032%45%
Above Rs 7,000,00035%45%

The salaried FY2026-27 rates are enacted law, effective 1 July 2026 under Finance Act 2026. The table shows marginal rates; the calculator applies the fixed-amount-plus-marginal-rate arithmetic for each slab. A 10% surcharge on the tax applies to non-salaried taxpayers and AOPs whose income exceeds Rs 10 million. The equivalent salaried surcharge was abolished for FY2026-27. See the source-checked Finance Act 2026 investor breakdown.

What the sales-tax arithmetic does

The second tab does not decide which tax applies to a transaction. It only adds a percentage to a tax-exclusive amount or extracts that percentage from a tax-inclusive amount. The prefilled 18% is the federal standard rate for many goods, but exemptions, reduced rates, schedules and provincial service rules can produce a different result. Replace it with the rate shown on the applicable law or invoice.

Business, remittances and foreign income

Business income for a sole proprietor or partnership is taxed on the non-salaried/AOP scale above, after deducting allowable business expenses to arrive at taxable profit. A company (a registered limited entity) is taxed differently again, under the corporate regime rather than these individual slabs.

Foreign remittances and foreign-source income depend on the remittance channel, source, residency and the current Income Tax Ordinance. Keep bank documentation and verify Section 111 and any applicable return obligations rather than relying on a single threshold. For overseas Pakistanis investing back home, the overseas investor guide links to current SBP and FBR documents.

ATL status and withholding rates

FBR withholding rates vary by transaction, recipient and Active Taxpayer List status; there is no reliable site-wide multiplier. Check your ATL status and use FBR's Tax Year 2027 withholding rate card for the relevant section. The ATL guide links to FBR's registration, filing and status-check pages.

Frequently asked questions

What figure should I enter?
Enter annual taxable income, or choose monthly and enter monthly taxable income. Gross salary and taxable income can differ because the tool does not determine exemptions, allowances, credits or other income.
Does the highest rate apply to all income?
No. The calculator uses the fixed amount accumulated below the applicable band, then applies the marginal rate only to income above that band's lower boundary.
Is the monthly result a payroll figure?
No. It is the modeled annual tax divided by 12. Employer payroll treatment and other adjustments can differ.
Where does the sales-tax rate come from?
You provide it. The 18% starting value is only a convenience for the federal standard rate on many goods; check the applicable law or invoice before using it.
Is this an official FBR calculator?
No. It is an independent arithmetic tool. Verify the Finance Act, current Income Tax Ordinance and Tax Year 2027 withholding rate card on FBR's website.

Primary sources

Finance Act 2026 for the enacted salaried schedule; current Income Tax Ordinance for the consolidated law; and the Tax Year 2027 withholding rate card for transaction-specific rates.

This independent calculator is for educational arithmetic only and is not tax, legal, or financial advice. It does not calculate taxable income or capture every exemption, allowance, credit, income source, withholding rule or return adjustment. Verify the law and obtain professional advice for a filing decision.