Analysis & Blog

Every number that matters from the FY27 budget presented on 12 June 2026 — the salaried tax slab cuts, the proposed super tax reduction, Rs 3 trillion defence and Rs 1 trillion PSDP spending, the petroleum levy, and what each measure means for National Savings, mutual funds, PSX stocks, and gold.

How budgets actually move stock markets — through earnings, discount rates, and flows — and how the FY27 measures stack up on each channel. The bull case (super tax cut, infrastructure spending, fiscal consolidation), the bear case (petroleum levy inflation, an ambitious FBR target), and what history says about "sell the news".

From July 2026 the salaried tax cut lands in your account every month. Five concrete moves to invest it before lifestyle inflation absorbs it: compute your delta and pre-commit a SIP, fix your filer status, build a money-market emergency floor, lock positive real yields, and start long-term equity exposure.

The plain-English breakdown of the FY27 salaried tax cuts — old vs new rates side by side across four slabs, the abolished surcharge, and worked examples of exactly how much take-home pay you gain at Rs 2.5m, 3.5m, 5m and 7m a year. What changed, what didn't, and who benefits.

The subsidised home loan now lends up to Rs 10 million at a fixed 5% for the first 10 years. What the scheme is, who can apply, which banks offer it, the documents and procedure, why 2026 is an unusually cheap window to buy — and what owning a home means for a salaried or low-income household's investments.

Step-by-step guides to every major investment route in Pakistan — National Savings, mutual funds, PSX dividend stocks, T-bills, gold, halal investing, taxes, and brokerage accounts — all refreshed daily with live rates.